Review your coverage!
This is the time of year that we at The Skolnick Weiser Law Firm, LLC recommend that you review your automobile insurance coverage to ensure that you have enough coverage meet your needs. Also, it is important for you when purchasing your automobile insurance to make sure that you have purchased the optional uninsured and underinsured insurance coverage. The Ohio Bureau of Motor Vehicles (DMV) estimates that 15%, or higher, a drivers in Ohio failed to carry any insurance on the vehicle at all, and even more are underinsured purchasing this additional uninsured and underinsured insurance coverage from your insurance company will offer you some protection should you be involved in an accident with one of the individuals who fails to have the coverage, or enough coverage.
Check out the Ohio Department of Insurance Guide to Automobile Insurance:
http://www.insurance.Ohio.gov/coner/OCS/completeguide/completeautoguide.pdf
And, as always should you have other questions regarding this, you can call the Skolnick Weiser lawfirm LLC at 800-566-5002.